Real Work.
Real Support.
Real Careers.
Build a life insurance business helping families get protected. Competitive commission rates, access to leads, hands-on mentorship, and a proven system. No hype. Just the work, and the support to do it well.
Agency Vision
What You'd Actually Do
No mystery, no bait-and-switch. This is a life insurance sales position as an independent agent. Here's the day-to-day:
Connect With Families
Work with people who have requested information about life insurance. You're responding to real interest, not cold-knocking doors.
Find the Right Fit
Compare options across 30+ top-rated carriers to match each family's needs and budget: term, whole life, mortgage protection, and more.
Build Your Book
Earn commission on the business you write, own your schedule, and grow at your pace, with mentorship at every step if you want it.
The Advantage
Competitive Commissions
Competitive commission rates across 30+ top-rated carriers. Our in-house tools help you quote, compare, and close faster.
Hands-On Mentorship
Learn directly from experienced agents who've built real books of business. Not theory, real experience.
Work From Anywhere
100% remote. Set your own schedule, build your own client base, and grow at your own pace.
Licensing & Lead Support
We walk you through state licensing and carrier appointments, and help you access real lead programs so you can focus on helping families instead of paperwork.
The Hard Parts
We'd rather tell you now than have you find out in month two. This career isn't for everyone, and that's okay.
It's 100% Commission
No salary. No hourly pay. You get paid when a policy you write gets placed. No sale, no paycheck.
It Takes Real Effort
Calls, follow-ups, appointments, and some evenings. The system works when you work it. We'll coach you, but nobody can do the reps for you.
The First Few Months Are Slow
Getting licensed, appointed, and comfortable on the phone takes time. Expect your first few months to be more learning than earning, and plan for it.
You're Running a Business
You're an independent contractor, not an employee. You cover your own business costs, like licensing fees and leads, and nobody clocks you in.
Still here? Good. That's exactly who we're looking for.
Tom Lotz
Founder & Agency Owner
Built on Grit.
Not Hype.
"I founded Lotz Agency through Symmetry Financial Group, powered by Quility, because I was tired of the hype. This industry is full of people chasing fast money with flashy pitches. That's not us. We're agents who show up, do the work, and actually care about the families we serve. If you want real over hype, you'll feel at home here."
The Standard We Hold
These are reviews from families we've helped. It's the reputation you'd represent from day one, and the standard we'll help you build your own book to.
Long-term care for families, from policies for children to regular check-ins that give clients peace of mind. Professionalism, patience, and the feeling that someone is always in their corner.
"Lotz Agency has been incredibly professional in guiding me through the entire insurance process. They clearly articulated the terms and steps involved..."
Marios Stamatelopoulos
Client · Verified Google Review
"Tom Lotz agency is outstanding. Tom has shown patience, integrity, knowledge and kindness while I was maneuvering toward my insurance purchase..."
Pat Lindquist
Client · Verified Google Review
"You've helped me and my wife have peace of mind for the just in case moments. You're always checking in to make sure everything's OK. I cannot tell you how much I appreciate that."
Anthony Forster
Client · Verified Google Review