Terms & Conditions

Effective Date: 07/01/2025 | Last Updated: 03/23/2026

Welcome to Lotz Agency! Please read these Terms and Conditions carefully before using our website or engaging with our services.

1. Acceptance of Terms

By accessing our website or opting into our services (including SMS communication), you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. Services

We provide life insurance consulting, agent recruiting, and related financial services. These services may include updates, promotional offers, reminders, or other communications via SMS or email.

3. SMS Consent and Communication

By providing your mobile phone number and opting in via our forms, you agree to receive SMS messages from Lotz Agency related to our services.

Message frequency may vary.
Message and data rates may apply depending on your mobile carrier.
You may opt out at any time by replying STOP to any SMS.
For help, reply HELP or contact us at: [email protected].
Your consent is not a condition of any purchase.

4. Privacy Policy

Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information.

5. Opt-Out Policy

You may unsubscribe from SMS or email communications at any time:

SMS: Text STOP to unsubscribe.
Email: Click the "Unsubscribe" link in any email we send.

Opting out will stop future messages but will not affect prior communications.

6. User Responsibilities

You agree to:

Provide accurate, current, and complete information.
Not use our site or services for unlawful purposes.

7. Limitation of Liability

Lotz Agency is not liable for any direct, indirect, or incidental damages resulting from the use or inability to use our services.

8. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of our services constitutes acceptance of any changes.

9. Contact Us

For any questions regarding these Terms, SMS communications, or your rights, please contact:

Lotz Agency
Fort Collins, CO
[email protected]
970-214-9193

Careers Privacy Policy